Microinsurance

The EUDN has been involved in research and policy work on microinsurance as part of its broader agenda on development economics.

About Microinsurance

Microinsurance refers to insurance products designed for low-income populations in developing countries. These products help protect poor households against specific risks in exchange for regular premium payments proportionate to the likelihood and cost of the risks involved.

EUDN Research on Microinsurance

Network members have contributed to the academic literature on microinsurance, examining topics such as:

• The demand for microinsurance among low-income households.

• The design of effective microinsurance products.

• The role of microinsurance in poverty reduction strategies.

• Index-based insurance as an alternative to traditional indemnity-based products.

For more information on activities and publications related to microinsurance, see the Activities and Working Papers pages.